Moneywise Credit Union are pleased to be able to offer a range of ethical, affordable loan and credit products that meet the needs of our members.

Our interest rates vary from 0.6% to 3% (7.4% - 42.6% APR). Members can borrow up to £15,000 depending on their amount of savings or ability to pay us back. 


Our aim is to help our members manage their money responsibly. This includes only offering a loan if it is affordable for the member. 

Please note all loans are expected to be paid in full and on time and we will take debt recovery action if you do not make the agreed appropriate repayments. 

Loan Details
What kind of a loan do you need?
How much would you like to borrow? £
How often will you make repayments?

METHOD A - How much will each payment be?

How long will the loan last:   Click to calculate
Repayment Information:
Each repayment will be (including interest): £
Your loan will be repaid over:
Your total repayment will be: £
The total interest will be: £
METHOD B - How much would you like to pay?
Amount of repayment: £  Click to calculate
Repayment Information:
The number of repayments will be:
Your loan will be repaid over:
Your total repayment will be: £
The total interest will be: £

Whilst every care has been made in the production of this document, the Credit Union, or its staff, cannot be held responsible for any omissions, errors or other mistakes made herein. This document is for quotation purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing.