Whatever your needs, we have a loan to suit you...

Try our loan calculator below to see what your payments would be from a Moneywise loan. Please note: Our loan product page provides more details of rates against each loan type.

Loan Calculator

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To start saving or to apply for a loan, apply here now:

New members

Existing members

£50     £15,000
3 months     24 months
pay/mo Interest
Total to repay

Lower rates are available during promotions or for long serving members.
*Our minimum loan term period is 3 months. This summary is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing. All loan decisions and actual rates are dependent upon personal circumstances. Ask for a personalised illustration. Loan products may be withdrawn at any time and are subject to availability at the time of application. Moneywise Credit Union cannot be held responsible for any errors or omissions.

Our Services

We offer a range of loan products and savings account to suit you.
Explore the different options below.


As the largest community credit union in the North east, we offer membership to:

  • Adults
  • Juniors
  • Businesses

With no joining fee and easy payment methods, now is the time to open a Moneywise account.


“My credit union savings account helped me give my kids a great start with their university studies.”
Denise, Newcastle City Council

“Moneywise has helped me pay for school trips and uniforms. I would not be without my credit union account.”
Sharon, Blakelaw

“Moneywise helped me consolidate all my debts into one easy manageable payment and saves me money in the process.”
Alan, Walker.

Latest News

Tees Credit Union Ltd

Tees Credit Union and Moneywise Credit Union Ltd merged into one business in September 2017. Moneywise is the regulated name and Tees Credit Union is a trading name of the merged organisation.

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© Moneywise Credit Union Ltd 2018

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